Sources and references
Every guide on this site lists its sources. This page collects them in one place, with the pages that cite each one. A reference supports the topic described; it does not establish the terms of an individual policy.
We prioritize official regulators, federal agencies and primary reference material. Sources describe their own programs and jurisdictions, and your own policy wording controls. Read how we work in our editorial policy.
Homeowners insurance policy forms
Alabama Department of Insurance
Cited in: HO-8 policies for older homes
Inspections: property and four-point inspection information
Citizens Property Insurance Corporation
An example of insurer-specific Florida requirements, not a universal underwriting standard.
Cited in: Four-point inspections, Knob-and-tube wiring and insurance
44 CFR 59.1: definitions, including historic structure and substantial improvement
Electronic Code of Federal Regulations
Cited in: Flood insurance for historic homes
FEMA
Cited in: Flood insurance for historic homes
What you need to know about buying flood insurance
FEMA, National Flood Insurance Program (FloodSmart)
Cited in: Flood insurance for historic homes, Historic home insurance checklist, How historic home insurance works
Frequently asked questions about homeowners insurance
Massachusetts Division of Insurance
Explains replacement cost with like kind and quality versus functional replacement.
Cited in: Replacement cost for historic homes, Historic home styles, HO-8 policies for older homes, How historic home insurance works
Do you know how to use an insurance rider or endorsement?
National Association of Insurance Commissioners (NAIC)
Cited in: Historic home insurance checklist, Insurance during a renovation
Fair Access to Insurance Requirements (FAIR) plans
National Association of Insurance Commissioners (NAIC)
Cited in: What to do after a nonrenewal, How insurers judge an old house, States where we take quote inquiries
Leaving home: insurance considerations for a move
National Association of Insurance Commissioners (NAIC)
Cited in: Insurance during a renovation
National Association of Insurance Commissioners (NAIC)
Cited in: Ordinance or law coverage, How historic home insurance works
Searching for a homeowners insurance policy? Tips to get the most value
National Association of Insurance Commissioners (NAIC)
Cited in: Four-point inspections, Historic home insurance checklist, Knob-and-tube wiring and insurance, How insurers judge an old house, Old wiring, plumbing and heating
National Association of Insurance Commissioners (NAIC)
Cited in: How insurers judge an old house, States where we take quote inquiries
National Association of Insurance Commissioners (NAIC)
Cited in: HO-8 policies for older homes, What to do after a nonrenewal, How insurers judge an old house, How historic home insurance works, States where we take quote inquiries
What is the difference between actual cash value coverage and replacement cost coverage?
National Association of Insurance Commissioners (NAIC)
Cited in: Replacement cost for historic homes, Slate, tile and wood roofs, How historic home insurance works
How to list a property in the National Register
National Park Service
Cited in: Historic home styles, National Register homes and insurance
National Register of Historic Places: frequently asked questions
National Park Service
Listing places no obligations on private owners using private funds, and does not require public access.
Cited in: Historic home styles, Slate, tile and wood roofs, National Register homes and insurance, Ordinance or law coverage, How historic home insurance works
Should I replace my slate roof with a synthetic?
National Park Service
Cited in: Slate, tile and wood roofs
Does homeowners insurance cover remodeling?
Travelers
Cited in: Insurance during a renovation
Repairing aluminum wiring (Publication 516)
U.S. Consumer Product Safety Commission
Cited in: Materials and update records
Basic information about lead in drinking water
U.S. Environmental Protection Agency
Cited in: Materials and update records
Lead Renovation, Repair and Painting Program
U.S. Environmental Protection Agency
Cited in: Materials and update records
Filing a homeowner insurance claim
Washington Office of the Insurance Commissioner
Cited in: Ordinance or law coverage
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When it was built, what has been updated and when your current policy ends. Start with what you know. We can help identify the next questions.