Terms of use

By using HistoricHouseInsurance.com, you agree to these terms.

Information only

The guides, tools and other content on this site are general information about insurance for historic and older homes. They are not legal advice, a coverage opinion or a recommendation about any specific policy. Policy wording, state law and each insurer’s guidelines control your situation.

Quote inquiries

A quote inquiry is a request for information. It does not create coverage. Confirm binding, the effective date and any conditions with the authorized insurance professional or insurer. A proposal may include inspection or repair requirements. Quote inquiries are not available for homes in California, Hawaii, New York and Rhode Island.

Accuracy

We work to keep content accurate and current, and each guide shows its substantive revision date. Laws and insurer practices change, so confirm anything important before you rely on it.

Tools

The quote preparation checklist and the calculators on this site produce general guidance from the answers you give. They are not underwriting decisions or quotes.

Links

We link to regulators, government agencies and other sources for reference. We are not responsible for the content of sites we do not operate.

Illustrations

Illustrations on this site are AI-generated. They are not photographs of insured properties.

Individual circumstances

Nothing in these terms is intended to exclude rights or protections that cannot lawfully be excluded.

Changes

We may update these terms and will post the current version on this page.